getting a new car

[nick]

NO to both of the above! Rover 414 nothing but trouble, and ALL Renaults are French and don't do anything normal. I don't know anyone that enjoys doing any work to Renaults!!

 

The other issue Andy is are you checking out what the insurance will cost you for the cars you are looking at? Correct me if I am wrong, but aren't you a young male, that has not yet passed his test? (Or am I mistaking you for someone else?)

 

I know someone that was going to be given a mondeo free, similar to the sort of thing your are looking at, he was looking at something around £2000 per year insurance

[Andy_1984]

NO to both of the above! Rover 414 nothing but trouble, and ALL Renaults are French and don't do anything normal. I don't know anyone that enjoys doing any work to Renaults!!

 

The other issue Andy is are you checking out what the insurance will cost you for the cars you are looking at? Correct me if I am wrong, but aren't you a young male, that has not yet passed his test? (Or am I mistaking you for someone else?)

 

I know someone that was going to be given a mondeo free, similar to the sort of thing your are looking at, he was looking at something around £2000 per year insurance

 

 

yup, ive been getting quotes for cars im looking at aswel as not providing the registration number of them, ive gone through hundreds of quotes and diffrent scenarios to get it cheaper than i can, ive been doing this for months and can manage to get it down a fair bit

 

the 2 main ones being milage and what license you have

 

a way im hoping will work with the license part wich sheds a few hundred off your quote is to say you have a provisional license which isnt a lie, then from what i understand you dont need to send away for a full uk drivers license for 2 years after passing every test, you can live in the provisional and your pass certificate. after 2 years i can put in my full uk license and have 2 years no claims, hopefuly

 

as for milage its alittle risky as telling them you Estimate your milage to be around 3,000 per year. this shaves about another 200+ off your quote

[Steve Walker]

The head gasket problem with Rover K-series engines is well known, but I've known people who've had all sorts of other problems with 400s too.

 

Meganes are OK apart from the usual French reliability issues and perverse engineering. Apart from that, I like French cars, they're usually fun to drive.

 

If you're after a medium sized hatchback, and you would need to get insurance quotes because they're a bit on the high side, have you looked at something like a Honda Civic? Quite a few about at less than a grand, and being Japanese they should be reliable if looked after:

 

3 Doors, Manual, Hatchback, Petrol, 90,000 miles, Red. Very Clean Car, Adjustable seats, Adjustable steering column/wheel, Alloy wheels, CD, Central locking, Cloth upholstery, Colour coding - Body, Electric mirrors, Electric windows, Full service history, Head restraints, Heated screen, Metallic paintwork, Power assisted steering, Remote locking, Rear headrests. Insurance Group:10, £795

 

 

I still think a bigger car will be a better buy, though, stuff in the Vectra/Mondeo/406/Laguna/Primera class depreciates really heavily making for bargain bangers.

 

Andy, be really careful trying to get round the insurance system. They've seen it all before and if they suspect any attempt to mislead they will invalidate your insurance.

[Andy_1984]

ugh 3 door, must be 5, my main buying point is space, space, space. im not caring about engine size so long as its more than 1.3

[ColinW]

Spend peanuts and you'll just jump from one nail to another....been there and it ends up costing you a fortune in the long run.

 

The only way older cars can cost you a fortune is if you aren't capable of simple jobs like changing a cam belt. Then you end up paying £150 for something that should cost you a tenner.

Even then it is insignificant compared to the depreciation on a new car, spending your life worrying if some scrote is going to key it and cost you £500.

 

PS. It's also a lot less stressful having an old car when your other half thinks parking is a contact sport.

[Andy_1984]

PS. It's also a lot less stressful having an old car when your other half thinks parking is a contact sport.

 

 

got to say i think id have a lot more luck with an old used car than most would, having had the astra quite a while now ive got to know how to do more than just change water and take caps off, gonna keep that old astra and use it for practice.

[Steve Walker]

ugh 3 door, must be 5, my main buying point is space, space, space.

 

You should definitely be looking at larger cars then, estate cars if possible.

 

Why five doors though? A three door hatchback usually has a single very large door aperture on each side, which is often easier to load through than two small doors.

[Andy_1984]

been trying to find estate cars but they are all old 1990 rovers with like 5 previous owners, largest so far is the mondeo so unless i can find anything same price,size,reliability, insurance group its gonna be a mondeo

[nick]

If you say you have a provisional licence then the assumption is that you are driving under supervision. If you are driving without supervision then the insurance company would most likely not pay out on your claim.

 

Once you have passed the test you are no longer a provisional licence holder Therefore to claim you are is a lie, and as such the insurance will be void.

 

As to the mileage, very rarely does it cut a few hundred off the cost of a policy. And if they find you out...

 

Just reminiscing back to my days of studying law, any insurance contract is "Uberrima fides", which if I remember correctly means "utmost good faith". Basically if you tell them anything other than the truth, even about a matter which does not bear directly on the insurance, then you are in breach of the terms of the contract. If that is the case the insurance company will simply say the policy is void and not pay out.

 

here you go:

 

1600 escort estate

passat estate

another escort

[Andy_1984]

If you say you have a provisional licence then the assumption is that you are driving under supervision. If you are driving without supervision then the insurance company would most likely not pay out on your claim.

 

Once you have passed the test you are no longer a provisional licence holder Therefore to claim you are is a lie, and as such the insurance will be void.

 

As to the mileage, very rarely does it cut a few hundred off the cost of a policy. And if they find you out...

 

Just reminiscing back to my days of studying law, any insurance contract is "Uberrima fides", which if I remember correctly means "utmost good faith". Basically if you tell them anything other than the truth, even about a matter which does not bear directly on the insurance, then you are in breach of the terms of the contract. If that is the case the insurance company will simply say the policy is void and not pay out.

 

here you go:

 

provisional license so long as you have a pass certificate you can drive alone with your provisional.

 

milage, who is to say i didnt previously estimate my annual milage at 3,000. after all if i put down 10,000 and i do 11,000 and have an accident i think the same thing would happen if i said i do 3,000 but actualy done 10,000

 

insurance are always trying to do us over so why not get the best possible deal i can.